ICICI INSTA SAVE ACCOUNT | ICICI INSTA SAVE FD ACCOUNT : Features, Benefits

Today, we discuss about the features of ICICI Instasave account, ICICI Instasave fd Account, ICICI insta save account charges, etc.
So in this article i discuss all about ICICI Instasave account. So, let's start.

ICICI INSTA SAVE ACCOUNT

In ICICI bank Insta Save Account the Monthly Balance Requirement is Rs 10000.
And Icici insta save account will open only in 4 minutes without paperwork from the comfort of your home.
So, by this you can open account instantly and get account number, ifsc code instant without visiting branch.
So, you have to maintain Average Monthly Balance Rs 10000 in Icici insta save account.

ICICI INSTA SAVE ACCOUNT BENEFITS

The benefits of icici insta save account are :-
Easy fund transfer, bill payments, cardless cash withdrawls, investments, exclusive offers on medicines, groceries, entertainments, etc.
The such a good benefit of insta save account is that you can use Banking Services using Whatsapp in Hindi language also.
And other benefits are :-
Free e-mail statement
Complimentary Rs 50000 air accident insurance and Rs 50000 purchase protection.
And also you can manage your Insta saving account anytime on ICICI Bank Internet Banking and iMobile App.

Benefits of DEBIT CARD are Platinum Debit card with a high spending limit of Rs 1,00,000 and withdrawl limit of Rs 50,000.
Earn 1 payback point from ICICI Bank Rewards, on every Rs 200 spent using your Platinum Debit Card.

ELIGIBILITY OF ICICI INSTA SAVE ACCOUNT

Insta Save account is available for Resident Individuals, who are above 18 years of age.

CHARGES OF ICICI INSTA SAVE ACCOUNT


  • Charges for non maintenance of minimum monthly average balance of Rs 10000 - Rs 100+5% of the shortfall in required Monthly average balance( MAB)
  • Debit card charges- Rs 150 p.a.
  • Transactions at ICICI Bank ATMs : 5 Free thereafter Rs 20 per transaction.
  • Transactions at Non ICICI Bank ATM : 3 free in metro and 5 free in non-metro  thereafter Rs 20 per transaction.
  • Value Added SMS Alert Facility- Rs 15 per quarter
  • Cheque book charges - NIL for 20 payable-at-par Cheque Leaves in a year and Rs 20 for every additional Cheque book of 10 leaves.
So, these are the features, benefits, eligibilty, charges of ICICI insta save account.

Now let's talk about ICICI Insta Save FD Account.

ICICI INSTA SAVE FD ACCOUNT

In ICICI Bank Insta Save FD Account you can Open a FD of minimum Rs 10000 for 12 months and enjoy the benefits of savings account with no balance commitment and also you get an assured Credit Card linked with FD with no income documents.

ICICI INSTA SAVE FD ACCOUNT BENEFITS

The benefits of icici insta save fd account are :-
Easy fund transfer, bill payments, cardless cash withdrawls, investments, exclusive offers on medicines, groceries, entertainments, etc.
The such a good benefit of insta save fd account is that you can use Banking Services using Whatsapp in Hindi language also.
And other benefits are :-
Free e-mail statement
Complimentary Rs 50000 air accident insurance and Rs 50000 purchase protection.
And also you can manage your Insta saving account anytime on ICICI Bank Internet Banking and iMobile App.
Facility of Automatic Renewal on your FD.

Benefits of DEBIT CARD are Platinum Debit card with a high spending limit of Rs 1,00,000 and withdrawl limit of Rs 50,000.
Earn 1 payback point from ICICI Bank Rewards, on every Rs 200 spent using your Platinum Debit Card.

The Requirements to avail Insta Save FD account are :-
Minimum FD Required- Rs 10000
Maximum FD- Rs 50000
Tenure of FD- Minimum 12 months and Maximum 10 years.

And interest rates of FD are-
1 year to 18 months- 5.15%
18 months to 3 years- 5.35%
3 years to 10 years- 5.50%

Benefits of ICICI Bank Instant Platinum Credit card are:-
Earn reward points and you can redeem it for cash.
Exclusive dining offers, etc.
And such a good benefit of this card is that Its a assured card at Zero Joining and Zero Annual fees without income documents.

CHARGES OF ICICI INSTA SAVE FD ACCOUNT


  • Minimum Monthly Average Balance(MAB)- NIL
  • Debit card charges- Rs 150 p.a
  • Transactions at ICICI Bank ATM : 5 free thereafter Rs 20 per transaction.

  • Transactions at Non ICICI Bank ATM : 3 free in metro and 5 free in non-metro  thereafter Rs 20 per transaction.
  • Value Added SMS Alert Facility- Rs 15 per quarter
  • Cheque book charges - NIL for 20 payable-at-par Cheque Leaves in a year and Rs 20 for every additional Cheque book of 10 leaves.
So, these are the benefits, features, charges of ICICI Insta Save FD Account.

So today, in this article, we discuss about ICICI Instasave account, ICICI Instasave fd Account, ICICI insta save account charges, etc.